Crescent

How’s do Crescent Cash Accounts Work?

• High-Yield Checking: Earn 5.25% annual percentage yield* on every dollar. Crescent Cash accounts unlock top interest rates for your deposits through our bank partnerships. Experience peace of mind with our transparent interest rates, which track to the Federal Funds rate, ensuring your earnings align with market dynamics while consistently delivering some of the most competitive APY.

• Deposit Protection: Protect your business capital with highest per depositor capacity protection† while earning 5.25% annual percentage yield* on your entire checking account balance. Mitigate banking concentration risk by distributing your cash across a network of FDIC-insured banks in increments of up to $250,000 per bank per account ownership type. With Crescent, this enhanced protection is streamlined into a single account on our dashboard. Simply deposit cash and start earning automatically.

• Security & Compliance: Built on bank-grade security and powered by the most trusted partners across finance and technology — we work tirelessly to ensure platform security.

Disclosures:

* APY = Annual Percentage Yield. Issued APY rate as of 8/1/2024 is 5.25% APY. APY and interest rates are subject to change.

† Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks.The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may be uninsured. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, and IntraFi Cash Service are registered service marks of IntraFi LLC.